Product Comparison
The Canadian Ford Dealers & Affiliates are committed to supporting your financial wellbeing through a pension and financial wellness program that helps you reach your savings goals whether you’re early in your career or ready to retire. When you are ready to shift gears to retirement, the program provides access to different payment options to make the transition to retirement easier.
Did you know?
No matter which savings or payment product you choose within the program, you pay a 0.9% all-in fee compared to 2.1%, which is the average fee typically charged outside of a group program. This keeps more money in your accounts and increases growth potential.
Let’s Compare: Different Ways to Save
Choosing the right group retirement savings plan can be challenging. The Canadian Ford Dealers & Affiliates Pension & Financial Wellness Program offers a variety of financial wellness savings products to suit your needs.
Simply put, the Defined Contribution Pension Plan and the Group RRSP are tax-deferral tools that help you save for retirement, and the Group TFSA is a savings tool for everything else in your life including retirement.
Let’s Compare: Retirement Income Options
When the time comes to retire, the Canadian Ford Dealers and Affiliates Pension and Financial Wellness Program is still there for you with the Group RRIF and LIF, which allow you to convert your savings into retirement income.
With these options, you continue to benefit from the same low investment fees and funds you pay in the savings plans and have access to the Desjardins tools and services you’re used to.
