This document provides you with a summary of the Canadian Ford Dealers and Affiliates Pension and Financial Wellness Program. In no way does this document confer any contractual rights or obligations. The terms of the Pension Plan are governed by the official Plan text.

Your Pension Plan for Employees of Canadian Ford Dealers and Affiliates (“the Ford Dealers Pension Plan”) is a registered defined contribution pension plan.

If there are any discrepancies between the descriptions provided in this document and the official documents governing the Pension Plan, the official documents will apply in all cases.

This Pension Plan is operated by the Board of Trustees of the Plan. The Ford Motor Company of Canada, Limited does not sponsor, administer, accept liability for, or act as a trustee of the Plan.

The Ford Motor Company of Canada, Limited does however, recognize the efforts of its Canadian Ford Dealers to establish and participate in the Program. A member of the Financial Services Team of Ford of Canada may attend the meetings of the Board of Trustees as an observer.

The brand signs illustrated in this booklet are trademarks owned by the Ford Motor Company of Canada, Limited and are used under license by the Board of Trustees of The Pension Plan for the Employees of Canadian Ford Dealers and Affiliates.